Crypto Tax Calculator (Australia)
Estimate the capital gains tax on a crypto sale using the 2025–26 Australian resident tax brackets. Your capital gain is added to your other income and taxed at your marginal rate — with a 50% discount if you held the asset for more than 12 months.
Estimate only. Uses 2025–26 resident rates and excludes the 2% Medicare levy, offsets, and other income adjustments. Capital losses can offset gains but aren't modelled here. This is not tax advice.
How crypto is taxed in Australia
For most people the ATO treats crypto as a capital gains tax (CGT) asset. When you sell, swap or spend it, the profit is a capital gain that's added to your income for the year and taxed at your marginal rate. Hold the asset for more than 12 months and, as an individual, you may be entitled to a 50% discount on the gain — one of the biggest levers Australian investors have.
2025–26 resident tax brackets used
Nil up to $18,200; 16% from $18,201–$45,000; 30% from $45,001–$135,000; 37% from $135,001–$190,000; and 45% above $190,000. We estimate your CGT as the extra tax created by adding the (discounted) gain on top of your other income.
For the full rules — including crypto-to-crypto swaps, staking, DeFi and record-keeping — read our crypto tax in Australia guide, and consider dedicated crypto tax software for a complete, ATO-ready report.
General information only — not financial or tax advice. Calculators give estimates using the figures you enter and simplifying assumptions; they don't account for every rule or your personal circumstances. Verify with a professional before acting.