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Crypto guides for Australians

Plain-English, Australia-focused guides on buying, using, securing and understanding crypto — including tax and the new regulations.

Published

Investing

What Is Staking? How to Earn Rewards on Your Crypto

Crypto staking explained for Australians — how it works, realistic rewards, the risks like lock-ups and slashing, and how the ATO taxes staking income.

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Basics

What Is Ethereum? A Plain-English Guide

Ethereum explained for Australians — how it differs from Bitcoin, what smart contracts and gas fees are, ETH staking, and how the ATO treats it.

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DeFi

What Is DeFi? A Beginner's Guide for Australians

DeFi (decentralised finance) explained for Australians — how lending, trading and yield work without banks, the real risks, and how the ATO treats DeFi income.

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Basics

What Is Cryptocurrency? A Beginner's Guide for Australians

Cryptocurrency explained in plain English for Australians — what it is, how it works, why people use it, the risks, and how the ATO and AUSTRAC treat it.

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Basics

What Is a Blockchain? Crypto's Core Technology Explained

A plain-English explanation of blockchain for Australians — what it is, how blocks and decentralisation work, why it's hard to tamper with, and what it's good (and bad) for.

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Basics

What Is Bitcoin? How It Works, Explained Simply

Bitcoin explained for Australians — what it is, how the blockchain and mining work, why its supply is capped at 21 million, and how to buy and hold it safely.

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Basics

What Is the Bitcoin Halving? Why It Matters

The Bitcoin halving explained for Australians — what happens, why it's built into Bitcoin, its effect on supply and past price cycles, and why history may not repeat.

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Basics

What Is an NFT? (And How the ATO Treats Them)

NFTs explained for Australians — what a non-fungible token actually is, what people use them for, the real risks, and how the ATO taxes buying, selling and creating them.

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Basics

What Is an Altcoin? Bitcoin, Ethereum and Everything Else

Altcoins explained for Australians — what they are, the main types, why they're riskier than Bitcoin, and how to research them before you buy.

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Security

What Is a Seed Phrase? Protecting Your Crypto's Master Key

Seed phrases explained for Australians — what a recovery phrase is, why it controls all your crypto, how to store it safely, and the mistakes that get people robbed.

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Security

What Is a Crypto Wallet? Hot vs Cold Explained

Crypto wallets explained for Australians — what they really store, the difference between hot and cold wallets, custodial vs self-custody, and how to choose.

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Security

What Happens if a Crypto Exchange Collapses?

What Australians need to know if a crypto exchange fails or is hacked — why there's no deposit guarantee, the lessons from FTX, warning signs, and how to protect yourself.

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Guide

How to Transfer Crypto Between Wallets and Exchanges Safely

A step-by-step guide for Australians to sending crypto between exchanges and wallets — matching networks, test transactions, fees, and the ATO treatment of transfers.

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Guide

How to Set Up a Hardware Wallet (Step by Step)

A step-by-step guide for Australians to setting up a hardware wallet safely — buying direct, initialising the device, backing up your seed phrase, and moving crypto across.

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Guide

How to Choose a Crypto Exchange in Australia

How Australians should choose a crypto exchange — the checklist that matters: AUSTRAC registration, security, real fees and spread, coin range, support and track record.

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Investing

Dollar-Cost Averaging (DCA) into Crypto: A Beginner's Strategy

Dollar-cost averaging explained for Australians — how DCA works, why it removes the stress of timing the market, a worked example, and the trade-offs to know.

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Tax

Do You Pay Tax on Crypto-to-Crypto Trades in Australia?

Yes — the ATO taxes crypto-to-crypto swaps in Australia. Here's why every trade is a CGT event, how to work out the gain in AUD, and why stablecoin swaps count too.

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Tax

Crypto Investor vs Trader: How the ATO Classifies You

The difference between a crypto investor and a trader in Australia — how the ATO decides, why it changes your tax completely, and what records to keep.

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Tax

The 12-Month CGT Discount on Crypto, Explained

How the 50% capital gains tax discount works on crypto in Australia — the 12-month rule, who qualifies, a worked example, and the traps that reset the clock.

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Investing

Crypto and Your SMSF: What Australians Need to Know

Holding crypto in a self-managed super fund (SMSF) in Australia — the rules on separation, sole purpose and custody, plus the compliance traps to avoid.

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Basics

What Is a Stablecoin? (An Australian's Guide)

Stablecoins explained for Australians — what they are, how USDT and USDC stay pegged to the US dollar, what can go wrong, and how the ATO taxes them.

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Security

Ledger vs Trezor: Which Hardware Wallet Should You Buy?

Ledger vs Trezor compared for Australians — open-source vs closed firmware, secure elements, supported coins, price and the trust questions that actually matter.

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Security

How to Keep Your Crypto Safe: A Security Checklist

The practical habits that protect your crypto — self-custody, hardware wallets, seed-phrase handling, real 2FA, phishing defence and safe DeFi. A plain-English security checklist for Australians.

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Regulation

Is Cryptocurrency Legal in Australia? (2026)

Yes — crypto is legal to buy, hold and trade in Australia. Here's how it's regulated: AUSTRAC registration, ASIC's role, the digital-asset platform reforms, and where the consumer-protection gaps still are.

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Guide

How to Sell Crypto in Australia (2026)

A step-by-step guide to selling cryptocurrency in Australia — cashing out to AUD, the fees to watch, how long withdrawals take, and the tax you'll owe.

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Guide

How to Buy Bitcoin in Australia (2026): A Step-by-Step Guide

A plain-English guide to buying Bitcoin safely in Australia — choosing an AUSTRAC-registered exchange, verifying your ID, depositing AUD, and moving coins to your own wallet.

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Tax

Crypto Tax in Australia: How the ATO Taxes Your Crypto (2026)

How the ATO treats cryptocurrency for Australian investors — capital gains, the 50% CGT discount, crypto-to-crypto swaps, staking and airdrops, DeFi, record-keeping and data-matching.

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Basics

Crypto Exchange Fees and Spreads Explained (Australia)

Maker vs taker fees, the hidden spread on 'instant buy', deposit and withdrawal costs, and network fees — how Australian crypto exchange fees really work, and how to pay less.

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Security

How to Avoid Crypto Scams in Australia (2026)

The most common crypto scams targeting Australians — from fake investment platforms to pig-butchering and recovery scams — and the practical habits that keep your money safe.

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Regulation

AUSTRAC vs ASIC: Who Regulates Crypto in Australia?

Two different regulators oversee Australian crypto — AUSTRAC for financial crime and ASIC for financial products. Here's exactly what each covers, where they overlap, and the gap that catches people out.

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Regulation

Which Australian Crypto Exchanges Are Actually Insured or Licensed?

Most Australian crypto exchanges are AUSTRAC-registered — but very few are insured, hold an AFSL, or publish proof of reserves. Here's what the labels really mean, and which exchanges have them.

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More resources

Coming soon

Basics

What is a crypto ETF?

Coming soon
Guide

How to read a crypto whitepaper

Coming soon
Security

Crypto inheritance & estate planning

Coming soon