Cointree Review 2026
Operating normallyTrust Score™ breakdown
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Exchange health
Our review
Overview
Cointree is a Melbourne-based exchange operating since 2013, making it one of Australia’s longest-running crypto platforms. It is AUSTRAC-registered and offers a straightforward, AUD-native buy/sell experience. Its Trust Score™ of 6.5 reflects a long-standing local operator with free AUD rails, tempered by limited security disclosures and a 2025 compliance penalty.
Security & compliance
Cointree states it keeps around 98% of funds offline in cold storage and requires two-factor authentication for crypto withdrawals. We found no hack or fund breach in its history. However, in the interest of a complete picture: in 2025, AUSTRAC issued Cointree a $75,120 infringement notice for failing to lodge suspicious-matter reports on time. Cointree voluntarily disclosed the issue and paid in full. It does not publish customer-fund insurance, ISO 27001 certification, or a formal proof-of-reserves attestation.
Fees
Cointree uses a tiered trading fee: 0.75% at standard level, reducing to 0.6% and 0.5% with higher volume or referrals. AUD deposits and withdrawals via PayID and bank transfer are free. (Some third-party sources quote different rates; confirm on the official fees page.)
Coins & features
Cointree lists around 200 cryptocurrencies (some reviews cite fewer), with features aimed at beginners such as bundles and recurring buys. Australian-based phone and chat support operate limited weekday hours.
Verdict — who should use it
Cointree suits beginners and everyday Australians who want a simple, long-established local exchange with free AUD deposits and withdrawals.
It is less suited to users who require insured custody or formal security certifications, who want extended-hours support, or who weigh the 2025 AUSTRAC compliance notice heavily.
General information only — not financial or tax advice. Figures were verified on 30 July 2026 and can change; always confirm current details on the Cointree website before acting.
Fees
| Fee type | Rate |
|---|---|
| Market order (maker / taker) | 0.75% / 0.75% |
| Instant buy / sell / swap | — |
| AUD deposit (PayID, Bank transfer) | Free |
Timeline
Cointree — frequently asked questions
Is Cointree available in Australia?
Yes. Cointree is registered with AUSTRAC as a digital currency exchange, which lets it legally offer AUD services to Australians. You can fund an account with PayID, Bank transfer. Trading crypto is legal in Australia when you use an AUSTRAC-registered platform.
Is Cointree safe?
Cointree has operated for about 13 years and has no recorded security incidents. It does not publish proof-of-reserves, does not advertise insurance, and supports two-factor authentication. No exchange is risk-free, and crypto is not covered by any Australian government guarantee — enable strong 2FA and move long-term holdings into a self-custody wallet.
What fees does Cointree charge?
Cointree's trading fees are around 0.75% maker / 0.75% taker on market orders. AUD deposits via PayID, Bank transfer are typically free. Like most platforms, using an "instant buy" button costs more than a market order because the spread is baked into the price — trade on the market or "pro" screen to pay less.
Is Cointree regulated in Australia?
Cointree is registered with AUSTRAC, so it must verify customer identities (KYC) and follow anti-money-laundering rules. It does not hold an Australian Financial Services Licence (AFSL). Remember that AUSTRAC registration covers financial crime, not consumer protection — it is not a guarantee your money is safe if the exchange fails.
Does Cointree have a mobile app?
Yes — Cointree has both iOS and Android apps, alongside a web platform. It lists around 200 cryptocurrencies.
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